Italian Property Costs: Use It or Lose It Question: Should I go ahead with the sale of my Italian property now or should I wait for the Italian real estate market to get better?   Answer: We often get this question from clients who have been thinking long and hard about selling their Italian property.  These are people who…
Italian Mortgage Ideal Parameters Question: What are the ideal parameters to get a mortgage in Italy?   Answer: If you are looking for an Italian mortgage and are not an Italian resident, here are the ideal parameters to increase your success chances and get better conditions: Ideal Italian Mortgage Parameters LTV (Loan To Value) not…
Italian IMU and TASI Question:  What are IMU and TASI? When are they due?   Answer: IMU and TASI are Italian Municipal Property Taxes. However, since 1 January 2020 there is no longer a distinct payment for Property Service Tax (TASI) as it has been incorporated into the Ownership Tax (IMU). If you missed the TASI…
  Question: I received a letter from “Studio Legale”. Is it legitimate?   Answer: “Studio Legale” in Italian means “Law Firm”. For example, “Studio Legale Metta” is like saying “Metta Law Firm”. We receive many requests from foreign individuals asking if the letter they received from “Studio Legale” is legitimate. In most cases it is…
  Question: What is an Italian Certificate of Habitability?   Answer: The Certificate of Habitability is similar to the Certificate of Occupancy. It’s a document issued by the Municipality (Comune) where the property is located stating that the property conforms to the building regulations. In other words, the certificate assesses that the property is up to code with respect…
Italian property purchase tips Buying a Property in Italy? Don’t Make Your Offer Without Reading These 10 Tips During the past 17 years of working on over a thousand international real estate transactions nationwide we have seen many instances where some key planning up front made a lot of difference. In the current market, the sale…
Italian Property sale Safely and Effectively Sell an Italian Property Top-20 Tips The Italian Property Sale process, what to do, how to proceed, legal requirements, involved subjects, things to know, costs, how to transfer the proceeds abroad etc. 1) How to Determine the Italian Property Sale Price: In Italy there is no way to easily find out what properties sold recently or are…
Question: My father was born in Italy in 1945, he went to the Unites States in 1970, got married and then was born in the United States in 1980. My father became a US citizen in 1985. I live in the United States, where I am married with two children. We are all US citizens. I…
Italian Bank Account Question: Can I open an Italian bank account as a non-Italian citizen and non-Italian resident? What are the requirements and what is the process? Answer: Non-Italian residents are entitled to open non-resident bank accounts (“conto corrente non residenti“), regardless of their citizenship or visa status. One initial in person visit at the bank is normally required unless the…
Italian Mortgage Refinance Options  Question: Can I refinance an Italian mortgage?   Answer: There are two ways to refinance an Italian mortgage: Renegotiate the existing mortgage terms with your current lender Transfer the loan to a different lender Now is a particularly good time to consider these options since interest rates are at their lowest….
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